Policies for Dynamic Coastal Risk
Many of our traditional land use, regulatory, and risk management policies and programs assume—at least implicitly—that land is permanent and risk is unchanging. Coastal areas, however, are dynamic places. Beaches grow and are worn away. Sea level is rising. Development and migration toward the coast continues. Climate change is altering storm patterns. Nonetheless, our policies—and just as importantly, the expectations of residents—may not reflect these changing conditions.
The Policy Incubator is helping find tools and models for coastal communities that can protect them against changing storm risks, mute the negative impacts of sea-level rise, maintain the value of coastal ecosystems, and preserve economic value for coastal residents and visitors.
Reports, Issue Briefs, and Working Papers:
Community-Based Catastrophe Insurance: A Model for Closing the Disaster Protection Gap
Improving the Post-Flood Financial Resilience of Lower-Income Households through Insurance
Can Parametric Microinsurance Improve the Financial Resilience of Low-Income Households in the United States?
Neglected No More: Housing Markets, Mortgage Lending, and Sea Level Rise
Flood Risk Management in the United States – Building flood resilience in a changing climate
The Role of Insurance in Coastal Adaptation: Workshop Findings
Flood Risk and the U.S. Housing Market
Op-eds and Blog Posts:
A Q&A on California’s Proposed Revolving Loan Program for Coastal Retreat
Developing Messages to Increase Hurricane Mitigation Among Coastal Homeowners
Rewarding Communities that Build for the Future: A Resilience Policy Score
Flood Risk Beliefs and Coastal Home Prices
Must Floodplain Buyouts Decrease Tax Revenue?
How America Fails at Communicating Flood Risk
Climate Ready Coastal Development?
Adapting our Flood Risk Policies to Changing Conditions
Flood Damage and Mortgage Credit Risk: A Case Study of Hurricane Harvey
Speeding Up Post-Disaster Housing Buyouts
Pricing storm surge risks in Florida: Implications for determining flood insurance premiums and evaluating mitigation measures
Economic impacts of urban flooding in South Florida: Potential consequences of managing groundwater to prevent salt water intrusion
Optimal House Elevation for Reducing Flood-Related Losses